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LIC Mutual Fund

LIC MF Dividend Yield Fund-Regular Plan-Growth

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 74/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)18.31%
  • Expense ratio (20%)0.95%
  • AUM (15%)₹759 Cr

Not investment advice — an analytical read of public fund data. Methodology →

LIC Mutual Fund · Equity · Thematic

₹35.92

+3.39 (+10.42%)

AUM: ₹759 Cr

NAV updated 15 days ago

Plan

Regular

Option

Growth

Risk

Very High

Expense Ratio

0.95%

Exit Load

Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.

Fund Manager

Alok Ranjan

Inception

Dec 2018

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

0.13

Std Dev (1Y)

15.18%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.04%

3m

+6.49%

6m

+13.16%

1y

+7.27%

3y

+18.31%

5y

+15.62%

10y

—

since inception

+17.58%

TopFund's Take on LIC MF Dividend Yield Fund-Regular Plan-Growth

LIC MF Dividend Yield Fund-Regular Plan-Growth holds up reasonably well within the Thematic category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.

Cost: At 0.95%, the expense ratio is roughly in line with the Thematic category average of 0.99% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.13 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 15.18% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 96.21%
Repo 4.04%

Frequently Asked Questions about LIC MF Dividend Yield Fund-Regular Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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