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LIC MF Consumption Fund-Direct Plan-Growth
TopFund Score: 55/100 · Average
How this score is calculated
- Star rating (35%)—
- 3Y CAGR (30%)—
- Expense ratio (20%)1.21%
- AUM (15%)₹479 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Equity · Thematic
₹9.77
AUM: ₹478 Cr
NAV updated 19 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
1.21%
Exit Load
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Sumit Bhatnagar
Inception
Nov 2025
Benchmark
NIFTY India Consumption Total Return Index
Sharpe Ratio
-0.65
Std Dev (1Y)
14.69%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.07%
3m
+5.72%
6m
+5.69%
1y
—
3y
—
5y
—
10y
—
since inception
-2.42%
TopFund's Take on LIC MF Consumption Fund-Direct Plan-Growth
LIC MF Consumption Fund-Direct Plan-Growth sits in the middle of the pack for Thematic funds. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 55/100.
Cost: At 1.21%, the expense ratio runs 22% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.65 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.69% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Consumption Fund-Direct Plan-Growth
The current NAV (Net Asset Value) of LIC MF Consumption Fund-Direct Plan-Growth is ₹9.77. NAV is updated every business day after market close by AMFI.
Return data is not yet available for this fund.
The expense ratio of LIC MF Consumption Fund-Direct Plan-Growth is 1.21% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF Consumption Fund-Direct Plan-Growth is managed by Sumit Bhatnagar at LIC Mutual Fund.
LIC MF Consumption Fund-Direct Plan-Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
LIC MF Consumption Fund-Direct Plan-Growth is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF Consumption Fund-Direct Plan-Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF Consumption Fund-Direct Plan-Growth is ₹479 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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