Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 74/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)10.59%
- Expense ratio (20%)1.0747%
- AUM (15%)₹10,409 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Hybrid · Equity Savings
₹30.61
AUM: ₹10,409 Cr
NAV updated 26 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.0747%
Exit Load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Abhishek Bisen, Deepak Gupta
Inception
Oct 2014
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
0.84
Std Dev (1Y)
0.5%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.1%
3m
+2.75%
6m
+3.09%
1y
+6.04%
3y
+10.59%
5y
+10.34%
10y
+9.96%
since inception
+5.45%
TopFund's Take on Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct holds up reasonably well within the Equity Savings category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.
Cost: At 1.0747%, the expense ratio is meaningfully cheaper — about 12% below the Equity Savings category average of 1.22% (based on 203 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.84 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 0.5% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
The current NAV (Net Asset Value) of Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹30.61. NAV is updated every business day after market close by AMFI.
1Y: 6.04% · 3Y CAGR: 10.59% · 5Y CAGR: 10.34%
The expense ratio of Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is 1.0747% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is managed by Abhishek Bisen, Deepak Gupta at Kotak Mahindra Mutual Fund.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹10,409 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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