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Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
★★★★★ monitor_heart Health Score: 73/100 · GoodKotak Mahindra Mutual Fund · Debt · Ultra Short Duration Fund
₹20.73
AUM: ₹10,031 Cr
NAV updated 19 days ago
Plan
Direct
Option
—
Risk
Low to Moderate
Expense Ratio
0.68%
Exit Load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Abhishek Bisen, Deepak Gupta
Inception
Oct 2014
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
0.92
Std Dev (1Y)
0.46%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.92%
3m
+1.84%
6m
+3.36%
1y
+6.47%
3y
+7.24%
5y
+5.51%
10y
+6.27%
since inception
+5.44%
rate_review TopFund's Take on Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct holds up reasonably well within the Ultra Short Duration Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.
Cost: At 0.68%, the expense ratio runs 79% above the Ultra Short Duration Fund category average of 0.38%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.92 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 0.46% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct
The current NAV (Net Asset Value) of Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹20.73. NAV is updated every business day after market close by AMFI.
1Y: 6.47% · 3Y CAGR: 7.24% · 5Y CAGR: 5.51%
The expense ratio is 0.68% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is managed by Abhishek Bisen, Deepak Gupta at Kotak Mahindra Mutual Fund.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is a Low to Moderate risk fund. Suitable for investors with a moderate risk appetite.
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is a Ultra Short Duration Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct is ₹10,032 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.