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Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option
★★★★★ monitor_heart Health Score: 59/100 · AverageKotak Mahindra Mutual Fund · Debt · Ultra Short Duration Fund
₹10.74
AUM: ₹10,031 Cr
NAV updated 19 days ago
Plan
—
Option
—
Risk
Low to Moderate
Expense Ratio
0.68%
Exit Load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Abhishek Bisen, Deepak Gupta
Inception
Oct 2014
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-3.61
Std Dev (1Y)
1.64%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.4%
3m
+0.29%
6m
+0.28%
1y
+0.22%
3y
+0.07%
5y
+0.1%
10y
+0.61%
since inception
+0.36%
rate_review TopFund's Take on Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option sits in the middle of the pack for Ultra Short Duration Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.
Cost: At 0.68%, the expense ratio runs 79% above the Ultra Short Duration Fund category average of 0.38%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.61 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.64% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option is ₹10.74. NAV is updated every business day after market close by AMFI.
1Y: 0.22% · 3Y CAGR: 0.07% · 5Y CAGR: 0.1%
The expense ratio is 0.68% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option is managed by Abhishek Bisen, Deepak Gupta at Kotak Mahindra Mutual Fund.
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option is a Low to Moderate risk fund. Suitable for investors with a moderate risk appetite.
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option is a Ultra Short Duration Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option is ₹10,032 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.