Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Savings Fund-Growth - Direct
★★★★★ monitor_heart Health Score: 69/100 · GoodKotak Mahindra Mutual Fund · Debt · Ultra Short Duration
₹48.07
AUM: ₹14,181 Cr
NAV updated 9 days ago
Plan
Direct
Option
Growth
Risk
Low to Moderate
Expense Ratio
0.3717%
Exit Load
Nil
Fund Manager
Deepak Agrawal
Inception
Dec 2012
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Sharpe Ratio
0.44
Std Dev (1Y)
0.48%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.62%
3m
+1.54%
6m
+3.27%
1y
+6.3%
3y
+7.21%
5y
+6.46%
10y
+6.74%
since inception
+7.38%
rate_review TopFund's Take on Kotak Savings Fund-Growth - Direct
Kotak Savings Fund-Growth - Direct holds up reasonably well within the Ultra Short Duration category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.3717%, the expense ratio runs 20% above the Ultra Short Duration category average of 0.31%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.44 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.48% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
Similar Funds
TATA Ultra Short Term Fund Direct Plan - Weekly Reinvestment of Income Distribution cum capital withdrawal option
Tata Mutual Fund
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Growth Plan
HDFC Mutual Fund
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - Growth
Bandhan Mutual Fund
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index -Dec 2026 Fund- Direct Plan - Growth
ICICI Prudential Mutual Fund
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Growth
ICICI Prudential Mutual Fund
Mirae Asset Ultra Short Duration Fund Direct Growth
Mirae Asset Mutual Fund
tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Kotak Savings Fund-Growth - Direct
The current NAV (Net Asset Value) of Kotak Savings Fund-Growth - Direct is ₹48.07. NAV is updated every business day after market close by AMFI.
1Y: 6.3% · 3Y CAGR: 7.21% · 5Y CAGR: 6.46%
The expense ratio is 0.3717% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Savings Fund-Growth - Direct is managed by Deepak Agrawal at Kotak Mahindra Mutual Fund.
Kotak Savings Fund-Growth - Direct is a Low to Moderate risk fund. Suitable for investors with a moderate risk appetite.
Kotak Savings Fund-Growth - Direct is a Ultra Short Duration fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Kotak Savings Fund-Growth - Direct is ₹14,181 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.