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Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 70/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)—
- Expense ratio (20%)0.142%
- AUM (15%)₹258 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Debt · Target Maturity
₹10.69
AUM: ₹257 Cr
NAV updated 3 days ago
Plan
Direct
Option
Growth
Risk
Moderate
Expense Ratio
0.142%
Exit Load
Nil
Fund Manager
Abhishek Bisen
Inception
Jul 2025
Benchmark
Nifty AAA Financial Services Bond Mar 2028 Index
Sharpe Ratio
-0.62
Std Dev (1Y)
0.97%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.39%
3m
+1.48%
6m
+3.28%
1y
+5.73%
3y
—
5y
—
10y
—
since inception
+5.7%
TopFund's Take on Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth holds up reasonably well within the Target Maturity category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 0.142%, the expense ratio is meaningfully cheaper — about 25% below the Target Maturity category average of 0.19% (based on 409 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.62 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.97% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is ₹10.69. NAV is updated every business day after market close by AMFI.
1Y: 5.73%
The expense ratio of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is 0.142% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is managed by Abhishek Bisen at Kotak Mahindra Mutual Fund.
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is a Target Maturity fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund - Direct Plan - Growth is ₹258 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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