Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Kotak Mahindra Mutual Fund

Kotak CRISIL -IBX AAA Financial Services Index Sep-2027 Fund-DIRECT PLAN-GROWTH Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 91/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.202%
  • AUM (15%)₹468 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Kotak Mahindra Mutual Fund · Debt · Target Maturity

₹11.62

+0.01 (+0.06%)

AUM: ₹467 Cr

NAV updated 5 days ago

Plan

Direct

Option

Growth

Risk

Moderate

Expense Ratio

0.202%

Exit Load

Exit load of 0.25%, if redeemed within 30 days.

Fund Manager

Abhishek Bisen

Inception

Sep 2024

Benchmark

CRISIL IBX AAA Financial Services Index - Sep 2027

Sharpe Ratio

-0.03

Std Dev (1Y)

0.78%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.61%

3m

+1.9%

6m

+3.54%

1y

+6.28%

3y

—

5y

—

10y

—

since inception

+7.66%

TopFund's Take on Kotak CRISIL -IBX AAA Financial Services Index Sep-2027 Fund-DIRECT PLAN-GROWTH Option

Kotak CRISIL -IBX AAA Financial Services Index Sep-2027 Fund-DIRECT PLAN-GROWTH Option ranks among the stronger performers in the Target Maturity category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 91/100.

Cost: At 0.202%, the expense ratio is roughly in line with the Target Maturity category average of 0.19% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.03 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.78% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 94.03%

Asset Allocation

Debenture 80.00%
Non Convertible Debenture 7.89%
Bonds 6.14%
Net Current Assets 4.15%
Repo 1.82%

Frequently Asked Questions about Kotak CRISIL -IBX AAA Financial Services Index Sep-2027 Fund-DIRECT PLAN-GROWTH Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.