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Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option
★★★★★ monitor_heart Health Score: 74/100 · GoodKotak Mahindra Mutual Fund · Hybrid · Equity Savings
₹19.97
AUM: ₹10,108 Cr
NAV updated 17 days ago
Plan
Regular
Option
Growth
Risk
High
Expense Ratio
1.108%
Exit Load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Abhishek Bisen, Deepak Gupta
Inception
Oct 2014
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-0.27
Std Dev (1Y)
5.68%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.42%
3m
+2.56%
6m
+0.79%
1y
+5.26%
3y
+10.62%
5y
+10.61%
10y
+10.15%
since inception
+6.05%
rate_review TopFund's Take on Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option holds up reasonably well within the Equity Savings category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.
Cost: At 1.108%, the expense ratio is roughly in line with the Equity Savings category average of 1.14% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 5.68% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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Frequently Asked Questions about Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option is ₹19.97. NAV is updated every business day after market close by AMFI.
1Y: 5.26% · 3Y CAGR: 10.62% · 5Y CAGR: 10.61%
The expense ratio is 1.108% per annum — the annual fee deducted from your investment to cover fund management costs.
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option is managed by Abhishek Bisen, Deepak Gupta at Kotak Mahindra Mutual Fund.
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option is a High risk fund. Suitable for investors with a 3+ year horizon.
Yes, Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
The Assets Under Management (AUM) of Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option is ₹10,108 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.