Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
ITI Bharat Consumption Fund - Regular Plan Plan - Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)9.53%
- Expense ratio (20%)1.31%
- AUM (15%)₹3,238 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ITI Mutual Fund · Equity · Thematic
₹26.68
AUM: ₹3,238 Cr
NAV updated 9 days ago
Plan
Regular
Option
Growth
Risk
Very High
Expense Ratio
1.31%
Exit Load
Exit load of 1% if redeemed within 3 months.
Fund Manager
Rajat Chandak
Inception
Apr 2019
Benchmark
NIFTY India Consumption Total Return Index
Sharpe Ratio
-0.3
Std Dev (1Y)
14.18%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.75%
3m
+0.83%
6m
+7.93%
1y
-6.48%
3y
+9.53%
5y
+12.8%
10y
—
since inception
+11.0%
TopFund's Take on ITI Bharat Consumption Fund - Regular Plan Plan - Growth
ITI Bharat Consumption Fund - Regular Plan Plan - Growth holds up reasonably well within the Thematic category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 1.31%, the expense ratio runs 32% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.3 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 14.18% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ITI Bharat Consumption Fund - Regular Plan Plan - Growth
The current NAV (Net Asset Value) of ITI Bharat Consumption Fund - Regular Plan Plan - Growth is ₹26.68. NAV is updated every business day after market close by AMFI.
1Y: -6.48% · 3Y CAGR: 9.53% · 5Y CAGR: 12.8%
The expense ratio of ITI Bharat Consumption Fund - Regular Plan Plan - Growth is 1.31% per annum. This is the annual fee charged by the fund to manage your investment.
ITI Bharat Consumption Fund - Regular Plan Plan - Growth is managed by Rajat Chandak at ITI Mutual Fund.
ITI Bharat Consumption Fund - Regular Plan Plan - Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
ITI Bharat Consumption Fund - Regular Plan Plan - Growth is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ITI Bharat Consumption Fund - Regular Plan Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ITI Bharat Consumption Fund - Regular Plan Plan - Growth is ₹3,238 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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