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Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)7.12%
- Expense ratio (20%)0.26%
- AUM (15%)₹82 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Invesco Mutual Fund · Debt · Banking and PSU
₹2,579.62
AUM: ₹82 Cr
NAV updated 3 days ago
Plan
Direct
Option
Idcw
Risk
Moderate
Expense Ratio
0.26%
Exit Load
Nil
Fund Manager
Nitish Sikand
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-2.42
Std Dev (1Y)
2.65%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.04%
3m
+0.73%
6m
+3.16%
1y
+4.98%
3y
+7.12%
5y
+5.62%
10y
+6.65%
since inception
+0.05%
TopFund's Take on Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) sits in the middle of the pack for Banking and PSU funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 0.26%, the expense ratio is meaningfully cheaper — about 26% below the Banking and PSU category average of 0.35% (based on 143 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.42 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.65% is on the lower side for a Banking and PSU fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)
The current NAV (Net Asset Value) of Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is ₹2579.62. NAV is updated every business day after market close by AMFI.
1Y: 4.98% · 3Y CAGR: 7.12% · 5Y CAGR: 5.62%
The expense ratio of Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is 0.26% per annum. This is the annual fee charged by the fund to manage your investment.
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is managed by Nitish Sikand at Invesco Mutual Fund.
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is a Banking and PSU fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) is ₹82 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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