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Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)
★★★★★ monitor_heart Health Score: 55/100 · AverageInvesco Mutual Fund · Debt · Banking and PSU Fund
₹1,063.36
AUM: ₹95 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Idcw
Risk
Moderate
Expense Ratio
0.26%
Exit Load
Nil
Fund Manager
Nitish Sikand
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-5.37
Std Dev (1Y)
1.19%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.06%
3m
+1.33%
6m
+2.34%
1y
+4.66%
3y
+7.15%
5y
+5.58%
10y
+6.76%
since inception
+0.44%
rate_review TopFund's Take on Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) sits in the middle of the pack for Banking and PSU Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 55/100.
Cost: At 0.26%, the expense ratio is meaningfully cheaper — about 26% below the Banking and PSU Fund category average of 0.35% (based on 142 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -5.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.19% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)
The current NAV (Net Asset Value) of Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is ₹1063.36. NAV is updated every business day after market close by AMFI.
1Y: 4.66% · 3Y CAGR: 7.15% · 5Y CAGR: 5.58%
The expense ratio is 0.26% per annum — the annual fee deducted from your investment to cover fund management costs.
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is managed by Nitish Sikand at Invesco Mutual Fund.
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) is ₹95 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.