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ICICI Prudential Mutual Fund

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 45/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)7.05%
  • Expense ratio (20%)1.2%
  • AUM (15%)₹13,540 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ICICI Prudential Mutual Fund · Equity · Sectoral

₹204.94

+189.86 (+1259.2%)

AUM: ₹13,540 Cr

NAV updated 22 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

1.2%

Exit Load

Exit load of 1% if redeemed within 15 days

Fund Manager

S Naren, Ashwin Jain

Inception

Jan 2013

Benchmark

BSE Teck Total Return Index

Sharpe Ratio

-1.14

Std Dev (1Y)

4.02%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.31%

3m

+7.02%

6m

+7.14%

1y

-5.83%

3y

+7.05%

5y

+4.5%

10y

+17.75%

since inception

+2.23%

TopFund's Take on ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW lags behind most of its peers in the Sectoral category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 45/100.

Cost: At 1.2%, the expense ratio runs 21% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.14 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.02% is on the lower side for a Sectoral fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 92.67%
Foreign - Equity 5.13%
Repo 1.20%
Treasury Bills 0.72%
Futures 0.39%
Cash Margin 0.35%

Frequently Asked Questions about ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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