ICICI Prudential Equity & Debt Fund - Annual IDCW

ICICI Prudential Equity & Debt Fund - Annual IDCW lags behind most of its peers in the Aggressive Hybrid Fund category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 43/100.

Cost: At 1.04%, the expense ratio is roughly in line with the Aggressive Hybrid Fund category average of 1.04% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.42 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.11% is on the lower side for a Aggressive Hybrid Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.