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ICICI Prudential Mutual Fund

ICICI Prudential Business Cycle Fund Direct Plan IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 71/100 · Good

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)15.01%
  • Expense ratio (20%)1.01%
  • AUM (15%)₹16,123 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ICICI Prudential Mutual Fund · Equity · Thematic

₹25.87

+7.03 (+37.31%)

AUM: ₹16,122 Cr

NAV updated 18 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

1.01%

Exit Load

Exit load of 1% if redeemed within 1 month

Fund Manager

Manish Banthia

Inception

Jan 2021

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

-0.94

Std Dev (1Y)

16.15%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.4%

3m

+3.03%

6m

-0.73%

1y

-0.61%

3y

+15.01%

5y

+15.97%

10y

—

since inception

+11.88%

TopFund's Take on ICICI Prudential Business Cycle Fund Direct Plan IDCW

ICICI Prudential Business Cycle Fund Direct Plan IDCW holds up reasonably well within the Thematic category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.

Cost: At 1.01%, the expense ratio is roughly in line with the Thematic category average of 0.99% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.94 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.15% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 89.65%
Repo 5.87%
Futures 5.28%
Foreign Mutual Funds 2.84%
Treasury Bills 0.97%
Cash Margin 0.47%

Frequently Asked Questions about ICICI Prudential Business Cycle Fund Direct Plan IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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