Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 75/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)7.18%
- Expense ratio (20%)0.4%
- AUM (15%)₹8,667 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ICICI Prudential Mutual Fund · Debt · Banking and PSU
₹36.51
AUM: ₹8,667 Cr
NAV updated 2 days ago
Plan
Direct
Option
Idcw
Risk
Moderate
Expense Ratio
0.4%
Exit Load
Nil
Fund Manager
Rahul Goswami, Chandni Gupta
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-2.09
Std Dev (1Y)
2.83%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.1%
3m
+0.92%
6m
+3.27%
1y
+5.57%
3y
+7.18%
5y
+6.61%
10y
+7.22%
since inception
+0.73%
TopFund's Take on ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW holds up reasonably well within the Banking and PSU category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.
Cost: At 0.4%, the expense ratio runs 14% above the Banking and PSU category average of 0.35%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.09 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.83% is on the lower side for a Banking and PSU fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW
The current NAV (Net Asset Value) of ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is ₹36.51. NAV is updated every business day after market close by AMFI.
1Y: 5.57% · 3Y CAGR: 7.18% · 5Y CAGR: 6.61%
The expense ratio of ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is 0.4% per annum. This is the annual fee charged by the fund to manage your investment.
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is managed by Rahul Goswami, Chandni Gupta at ICICI Prudential Mutual Fund.
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is a Banking and PSU fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW is ₹8,667 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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