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HSBC Medium Duration Fund - Direct Annual IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 43/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)-0.91%
- Expense ratio (20%)0.41%
- AUM (15%)₹687 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Income/Debt Oriented · Medium Term Fund
₹11.7
AUM: ₹686 Cr
NAV updated 8 days ago
Plan
Direct
Option
Idcw
Risk
Moderate
Expense Ratio
0.41%
Exit Load
Nil
Fund Manager
Jalpan Shah
Inception
Feb 2015
Benchmark
NIFTY Medium Duration Debt Index A-III
Sharpe Ratio
-1.14
Std Dev (1Y)
8.6%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.17%
3m
+0.99%
6m
-5.47%
1y
-2.92%
3y
-0.91%
5y
+6.83%
10y
+7.29%
since inception
-1.09%
TopFund's Take on HSBC Medium Duration Fund - Direct Annual IDCW
HSBC Medium Duration Fund - Direct Annual IDCW lags behind most of its peers in the Medium Term Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 43/100.
Cost: At 0.41%, the expense ratio is meaningfully cheaper — about 45% below the Medium Term Fund category average of 0.74% (based on 43 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.14 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.6% is on the lower side for a Medium Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
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Frequently Asked Questions about HSBC Medium Duration Fund - Direct Annual IDCW
The current NAV (Net Asset Value) of HSBC Medium Duration Fund - Direct Annual IDCW is ₹11.7. NAV is updated every business day after market close by AMFI.
1Y: -2.92% · 3Y CAGR: -0.91% · 5Y CAGR: 6.83%
The expense ratio of HSBC Medium Duration Fund - Direct Annual IDCW is 0.41% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Medium Duration Fund - Direct Annual IDCW is managed by Jalpan Shah at HSBC Mutual Fund.
HSBC Medium Duration Fund - Direct Annual IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
HSBC Medium Duration Fund - Direct Annual IDCW is a Medium Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Medium Duration Fund - Direct Annual IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Medium Duration Fund - Direct Annual IDCW is ₹687 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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