Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Gilt Fund - Regular Quarterly IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 63/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)7.3%
- Expense ratio (20%)0.15%
- AUM (15%)₹181 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Debt · Target Maturity
₹12.8
AUM: ₹180 Cr
NAV updated 8 days ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.15%
Exit Load
Nil
Fund Manager
Mahesh A Chhabria
Inception
Mar 2023
Benchmark
CRISIL IBX Gilt Index - June 2027
Sharpe Ratio
-2.26
Std Dev (1Y)
4.88%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.33%
3m
+1.23%
6m
+2.65%
1y
+5.57%
3y
+7.3%
5y
+5.22%
10y
+6.99%
since inception
-2.45%
TopFund's Take on HSBC Gilt Fund - Regular Quarterly IDCW
HSBC Gilt Fund - Regular Quarterly IDCW sits in the middle of the pack for Target Maturity funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.
Cost: At 0.15%, the expense ratio is meaningfully cheaper — about 21% below the Target Maturity category average of 0.19% (based on 409 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.26 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.88% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Gilt Fund - Regular Quarterly IDCW
The current NAV (Net Asset Value) of HSBC Gilt Fund - Regular Quarterly IDCW is ₹12.8. NAV is updated every business day after market close by AMFI.
1Y: 5.57% · 3Y CAGR: 7.3% · 5Y CAGR: 5.22%
The expense ratio of HSBC Gilt Fund - Regular Quarterly IDCW is 0.15% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Gilt Fund - Regular Quarterly IDCW is managed by Mahesh A Chhabria at HSBC Mutual Fund.
HSBC Gilt Fund - Regular Quarterly IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
HSBC Gilt Fund - Regular Quarterly IDCW is a Target Maturity fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Gilt Fund - Regular Quarterly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Gilt Fund - Regular Quarterly IDCW is ₹181 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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