Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Consumption Fund - Regular Growth
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 76/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)16.78%
- Expense ratio (20%)0.87%
- AUM (15%)₹1,817 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Equity · Thematic
₹16.02
AUM: ₹1,816 Cr
NAV updated 9 days ago
Plan
Regular
Option
Growth
Risk
Very High
Expense Ratio
0.87%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Anish Goenka
Inception
Aug 2023
Benchmark
NIFTY India Consumption Total Return Index
Sharpe Ratio
-0.08
Std Dev (1Y)
15.4%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.89%
3m
+7.97%
6m
+16.83%
1y
+1.69%
3y
+16.78%
5y
—
10y
—
since inception
+15.13%
TopFund's Take on HSBC Consumption Fund - Regular Growth
HSBC Consumption Fund - Regular Growth holds up reasonably well within the Thematic category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.
Cost: At 0.87%, the expense ratio is meaningfully cheaper — about 12% below the Thematic category average of 0.99% (based on 876 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.08 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 15.4% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Consumption Fund - Regular Growth
The current NAV (Net Asset Value) of HSBC Consumption Fund - Regular Growth is ₹16.02. NAV is updated every business day after market close by AMFI.
1Y: 1.69% · 3Y CAGR: 16.78%
The expense ratio of HSBC Consumption Fund - Regular Growth is 0.87% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Consumption Fund - Regular Growth is managed by Anish Goenka at HSBC Mutual Fund.
HSBC Consumption Fund - Regular Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
HSBC Consumption Fund - Regular Growth is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Consumption Fund - Regular Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Consumption Fund - Regular Growth is ₹1,817 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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