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HSBC Banking and PSU Debt Fund - Regular Daily IDCW
★★★★★ monitor_heart Health Score: 66/100 · GoodHSBC Mutual Fund · Debt · Banking and PSU Fund
₹11.1
AUM: ₹3,967 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.24%
Exit Load
Nil
Fund Manager
Shriram Ramanathan
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-6.09
Std Dev (1Y)
1.06%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.01%
3m
+1.49%
6m
+2.39%
1y
+5.03%
3y
+7.0%
5y
+5.63%
10y
+7.02%
since inception
+0.0%
rate_review TopFund's Take on HSBC Banking and PSU Debt Fund - Regular Daily IDCW
HSBC Banking and PSU Debt Fund - Regular Daily IDCW holds up reasonably well within the Banking and PSU Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.
Cost: At 0.24%, the expense ratio is meaningfully cheaper — about 31% below the Banking and PSU Fund category average of 0.35% (based on 142 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -6.09 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.06% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about HSBC Banking and PSU Debt Fund - Regular Daily IDCW
The current NAV (Net Asset Value) of HSBC Banking and PSU Debt Fund - Regular Daily IDCW is ₹11.1. NAV is updated every business day after market close by AMFI.
1Y: 5.03% · 3Y CAGR: 7.0% · 5Y CAGR: 5.63%
The expense ratio is 0.24% per annum — the annual fee deducted from your investment to cover fund management costs.
HSBC Banking and PSU Debt Fund - Regular Daily IDCW is managed by Shriram Ramanathan at HSBC Mutual Fund.
HSBC Banking and PSU Debt Fund - Regular Daily IDCW is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
HSBC Banking and PSU Debt Fund - Regular Daily IDCW is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of HSBC Banking and PSU Debt Fund - Regular Daily IDCW is ₹3,967 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.