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Groww Mutual Fund

Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 50/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)5.82%
  • Expense ratio (20%)0.45%
  • AUM (15%)₹25 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Groww Mutual Fund · Debt · Dynamic Bond

₹1,583.23

+82.38 (+5.49%)

AUM: ₹25 Cr

NAV updated 2 days ago

Plan

Regular

Option

Growth

Risk

Moderate to High

Expense Ratio

0.45%

Exit Load

Nil

Fund Manager

Anupam Tiwari

Inception

Dec 2018

Benchmark

CRISIL Dynamic Bond A-III Index

Sharpe Ratio

-2.14

Std Dev (1Y)

1.83%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.16%

3m

+0.92%

6m

+2.77%

1y

+3.39%

3y

+5.82%

5y

+5.12%

10y

—

since inception

+5.33%

TopFund's Take on Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option

Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option sits in the middle of the pack for Dynamic Bond funds, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.

Cost: At 0.45%, the expense ratio is meaningfully cheaper — about 13% below the Dynamic Bond category average of 0.52% (based on 72 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.14 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.83% is on the lower side for a Dynamic Bond fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 61.58%
Entities 21.84%
Industrials 3.95%

Asset Allocation

Certificate of Deposit 54.54%
GOI Securities 21.84%
Reverse Repo 10.97%
Bonds 5.09%
Bonds/NCDs 3.95%
Non Convertible Debenture 1.95%
Alternative Investment Fund 0.88%
Net Receivables 0.79%

Frequently Asked Questions about Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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