info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Retirement Fund - IDCW

★★★★★ monitor_heart Health Score: 88/100 · Excellent

Franklin Templeton Mutual Fund · Solution Oriented · Retirement Fund

₹16.49

-0.01 (-0.05%) trending_down

AUM: ₹3,159 Cr

NAV updated 28 days ago

Plan

Option

Idcw

Risk

Expense Ratio

1.09%

Exit Load

Exit load of 1% if redeemed within 1 year

Fund Manager

Anand Radhakrishnan, Roshi Jain, Srikesh Nair

Inception

Jan 2013

Benchmark

BSE India Infrastructure Total Return Index

Sharpe Ratio

-1.61

Std Dev (1Y)

9.57%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.48%

3m

+8.17%

6m

+4.66%

1y

+6.18%

3y

+24.56%

5y

+22.24%

10y

+18.92%

since inception

-0.19%

rate_review TopFund's Take on Franklin India Retirement Fund - IDCW

Franklin India Retirement Fund - IDCW ranks among the stronger performers in the Retirement Fund category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 88/100.

Cost: At 1.09%, the expense ratio runs 17% above the Retirement Fund category average of 0.93%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.61 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.57% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

Equity 95.21%
Cash/Net Current Assets 4.79%

Frequently Asked Questions about Franklin India Retirement Fund - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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