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Franklin India Retirement Fund - Direct - Growth
★★★★★ monitor_heart Health Score: 63/100 · AverageFranklin Templeton Mutual Fund · Solution Oriented · Retirement Fund
₹239.93
AUM: ₹712 Cr
NAV updated 27 days ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
0.31%
Exit Load
Nil
Fund Manager
Srikesh Nair, Varun Sharma
Inception
Jan 2013
Benchmark
NIFTY 50 Total Return Index
Sharpe Ratio
-1.15
Std Dev (1Y)
5.31%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.4%
3m
+3.65%
6m
-7.55%
1y
-3.67%
3y
+9.78%
5y
+9.63%
10y
+12.19%
since inception
+9.81%
rate_review TopFund's Take on Franklin India Retirement Fund - Direct - Growth
Franklin India Retirement Fund - Direct - Growth sits in the middle of the pack for Retirement Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.
Cost: At 0.31%, the expense ratio is meaningfully cheaper — about 68% below the Retirement Fund category average of 0.96% (based on 86 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.15 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 5.31% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Franklin India Retirement Fund - Direct - Growth
The current NAV (Net Asset Value) of Franklin India Retirement Fund - Direct - Growth is ₹239.93. NAV is updated every business day after market close by AMFI.
1Y: -3.67% · 3Y CAGR: 9.78% · 5Y CAGR: 9.63%
The expense ratio is 0.31% per annum — the annual fee deducted from your investment to cover fund management costs.
Franklin India Retirement Fund - Direct - Growth is managed by Srikesh Nair, Varun Sharma at Franklin Templeton Mutual Fund.
Franklin India Retirement Fund - Direct - Growth is a moderate risk fund. Suitable for investors with a moderate risk appetite.
Franklin India Retirement Fund - Direct - Growth is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Franklin India Retirement Fund - Direct - Growth is ₹713 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.