Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Franklin India Equity Savings Fund - Direct - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 60/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)7.16%
- Expense ratio (20%)0.82%
- AUM (15%)₹587 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Franklin Templeton Mutual Fund · Hybrid · Equity Savings
₹18.68
AUM: ₹587 Cr
NAV updated 3 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
0.82%
Exit Load
Nil
Fund Manager
Sachin Padwal-Desai, Umesh Sharma, Srikesh Nair, Lakshmikanth Reddy
Inception
Aug 2018
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-1.37
Std Dev (1Y)
6.91%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.71%
3m
+0.59%
6m
+2.69%
1y
+3.24%
3y
+7.16%
5y
+7.01%
10y
—
since inception
+4.53%
TopFund's Take on Franklin India Equity Savings Fund - Direct - IDCW
Franklin India Equity Savings Fund - Direct - IDCW sits in the middle of the pack for Equity Savings funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.
Cost: At 0.82%, the expense ratio is meaningfully cheaper — about 33% below the Equity Savings category average of 1.22% (based on 200 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.91% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Franklin India Equity Savings Fund - Direct - IDCW
The current NAV (Net Asset Value) of Franklin India Equity Savings Fund - Direct - IDCW is ₹18.68. NAV is updated every business day after market close by AMFI.
1Y: 3.24% · 3Y CAGR: 7.16% · 5Y CAGR: 7.01%
The expense ratio of Franklin India Equity Savings Fund - Direct - IDCW is 0.82% per annum. This is the annual fee charged by the fund to manage your investment.
Franklin India Equity Savings Fund - Direct - IDCW is managed by Sachin Padwal-Desai, Umesh Sharma, Srikesh Nair, Lakshmikanth Reddy at Franklin Templeton Mutual Fund.
Franklin India Equity Savings Fund - Direct - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, Franklin India Equity Savings Fund - Direct - IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in Franklin India Equity Savings Fund - Direct - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Franklin India Equity Savings Fund - Direct - IDCW is ₹587 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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