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Edelweiss Mutual Fund

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 52/100 · Average

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)7.03%
  • Expense ratio (20%)0.4%
  • AUM (15%)₹3,140 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Edelweiss Mutual Fund · Debt · Banking and PSU

₹27.12

+15.92 (+142.26%)

AUM: ₹3,139 Cr

NAV updated 3 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

0.4%

Exit Load

Nil

Fund Manager

Dhawal Dalal, Gautam Kaul

Inception

Sep 2013

Benchmark

CRISIL Banking and PSU Debt A-II Index

Sharpe Ratio

-3.02

Std Dev (1Y)

2.03%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.39%

3m

+1.31%

6m

+3.05%

1y

+4.83%

3y

+7.03%

5y

+5.97%

10y

+7.46%

since inception

+0.71%

TopFund's Take on Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option sits in the middle of the pack for Banking and PSU funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 52/100.

Cost: At 0.4%, the expense ratio runs 14% above the Banking and PSU category average of 0.35%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.02 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.03% is on the lower side for a Banking and PSU fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 33.04%
Bonds 28.57%
Certificate of Deposit 15.78%
Treasury Bills 9.17%
Non Convertible Debenture 5.44%
Cash 2.73%
State Development Loan 2.22%
Bonds/NCDs 1.79%
Reverse Repo 0.76%
Alternative Investment Fund 0.25%
GOI Securities 0.16%
CBLO 0.08%
Net Receivables 0.01%

Frequently Asked Questions about Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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