Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
DSP Savings Fund - Regular Plan - IDCW - Monthly
★★★★★ monitor_heart Health Score: 55/100 · AverageDSP Mutual Fund · Debt · Money Market Fund
₹11.05
AUM: ₹178 Cr
NAV updated 21 days ago
Plan
Regular
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.63%
Exit Load
Nil
Fund Manager
Kedar Karnik, Vikram Chopra, Mayur Patel
Inception
Jan 2013
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Sharpe Ratio
-3.37
Std Dev (1Y)
1.87%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.17%
3m
+0.3%
6m
+0.41%
1y
+0.51%
3y
+0.57%
5y
+0.47%
10y
+0.47%
since inception
+0.47%
rate_review TopFund's Take on DSP Savings Fund - Regular Plan - IDCW - Monthly
DSP Savings Fund - Regular Plan - IDCW - Monthly sits in the middle of the pack for Money Market Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 55/100.
Cost: At 0.63%, the expense ratio runs 163% above the Money Market Fund category average of 0.24%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.87% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about DSP Savings Fund - Regular Plan - IDCW - Monthly
The current NAV (Net Asset Value) of DSP Savings Fund - Regular Plan - IDCW - Monthly is ₹11.05. NAV is updated every business day after market close by AMFI.
1Y: 0.51% · 3Y CAGR: 0.57% · 5Y CAGR: 0.47%
The expense ratio is 0.63% per annum — the annual fee deducted from your investment to cover fund management costs.
DSP Savings Fund - Regular Plan - IDCW - Monthly is managed by Kedar Karnik, Vikram Chopra, Mayur Patel at DSP Mutual Fund.
DSP Savings Fund - Regular Plan - IDCW - Monthly is a Low to Moderate risk fund. Suitable for investors with a moderate risk appetite.
DSP Savings Fund - Regular Plan - IDCW - Monthly is a Money Market Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of DSP Savings Fund - Regular Plan - IDCW - Monthly is ₹179 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.