Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
DSP Savings Fund - Regular Plan - IDCW - Monthly
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)0.52%
- Expense ratio (20%)0.64%
- AUM (15%)₹179 Cr
Not investment advice — an analytical read of public fund data. Methodology →
DSP Mutual Fund · Income/Debt Oriented · Money Market Fund
₹11.01
AUM: ₹179 Cr
NAV updated 27 days ago
Plan
Regular
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.64%
Exit Load
Nil
Fund Manager
Kedar Karnik, Vikram Chopra, Mayur Patel
Inception
Jan 2013
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Sharpe Ratio
-3.2
Std Dev (1Y)
1.87%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.05%
3m
+0.13%
6m
-0.27%
1y
+0.5%
3y
+0.52%
5y
+0.45%
10y
+0.45%
since inception
+0.47%
TopFund's Take on DSP Savings Fund - Regular Plan - IDCW - Monthly
DSP Savings Fund - Regular Plan - IDCW - Monthly sits in the middle of the pack for Money Market Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 0.64%, the expense ratio runs 60% above the Money Market Fund category average of 0.4%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.2 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.87% is on the lower side for a Money Market Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Frequently Asked Questions about DSP Savings Fund - Regular Plan - IDCW - Monthly
The current NAV (Net Asset Value) of DSP Savings Fund - Regular Plan - IDCW - Monthly is ₹11.01. NAV is updated every business day after market close by AMFI.
1Y: 0.5% · 3Y CAGR: 0.52% · 5Y CAGR: 0.45%
The expense ratio of DSP Savings Fund - Regular Plan - IDCW - Monthly is 0.64% per annum. This is the annual fee charged by the fund to manage your investment.
DSP Savings Fund - Regular Plan - IDCW - Monthly is managed by Kedar Karnik, Vikram Chopra, Mayur Patel at DSP Mutual Fund.
DSP Savings Fund - Regular Plan - IDCW - Monthly is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
DSP Savings Fund - Regular Plan - IDCW - Monthly is a Money Market Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in DSP Savings Fund - Regular Plan - IDCW - Monthly with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of DSP Savings Fund - Regular Plan - IDCW - Monthly is ₹179 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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