Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 46/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)9.78%
- Expense ratio (20%)1.68%
- AUM (15%)₹286 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Baroda Mutual Fund · Hybrid · Equity Savings
₹18.79
AUM: ₹285 Cr
NAV updated 22 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
1.68%
Exit Load
Exit load of 1%, if redeemed within 30 days.
Fund Manager
Alok Sahoo
Inception
Jul 2019
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-0.8
Std Dev (1Y)
10.31%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.06%
3m
+3.01%
6m
+4.44%
1y
+6.02%
3y
+9.78%
5y
+8.51%
10y
—
since inception
+4.83%
TopFund's Take on Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW
Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW lags behind most of its peers in the Equity Savings category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 46/100.
Cost: At 1.68%, the expense ratio runs 38% above the Equity Savings category average of 1.22%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.8 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.31% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW
The current NAV (Net Asset Value) of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is ₹18.79. NAV is updated every business day after market close by AMFI.
1Y: 6.02% · 3Y CAGR: 9.78% · 5Y CAGR: 8.51%
The expense ratio of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is 1.68% per annum. This is the annual fee charged by the fund to manage your investment.
Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is managed by Alok Sahoo at Baroda Mutual Fund.
Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Baroda BNP Paribas Equity Savings Fund - Direct Plan - IDCW is ₹286 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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