Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
BANK OF INDIA Small Cap Fund Direct Plan Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 86/100 · Excellent
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)22.31%
- Expense ratio (20%)0.71%
- AUM (15%)₹2,819 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bank of India Mutual Fund · Equity · Small Cap
₹66.47
AUM: ₹2,819 Cr
NAV updated 21 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
0.71%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Fund Manager
Ajay Khandelwal
Inception
Dec 2018
Benchmark
NIFTY Smallcap 250 Total Return Index
Sharpe Ratio
1.64
Std Dev (1Y)
16.83%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+3.17%
3m
+14.03%
6m
+39.09%
1y
+28.89%
3y
+22.31%
5y
+20.98%
10y
—
since inception
+27.89%
TopFund's Take on BANK OF INDIA Small Cap Fund Direct Plan Growth
BANK OF INDIA Small Cap Fund Direct Plan Growth ranks among the stronger performers in the Small Cap category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 86/100.
Cost: At 0.71%, the expense ratio is roughly in line with the Small Cap category average of 0.77% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.64 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 16.83% is fairly typical for Small Cap funds.
Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about BANK OF INDIA Small Cap Fund Direct Plan Growth
The current NAV (Net Asset Value) of BANK OF INDIA Small Cap Fund Direct Plan Growth is ₹66.47. NAV is updated every business day after market close by AMFI.
1Y: 28.89% · 3Y CAGR: 22.31% · 5Y CAGR: 20.98%
The expense ratio of BANK OF INDIA Small Cap Fund Direct Plan Growth is 0.71% per annum. This is the annual fee charged by the fund to manage your investment.
BANK OF INDIA Small Cap Fund Direct Plan Growth is managed by Ajay Khandelwal at Bank of India Mutual Fund.
BANK OF INDIA Small Cap Fund Direct Plan Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Yes, BANK OF INDIA Small Cap Fund Direct Plan Growth is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in BANK OF INDIA Small Cap Fund Direct Plan Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BANK OF INDIA Small Cap Fund Direct Plan Growth is ₹2,819 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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