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Bank of India Consumption Fund - Regular - IDCW
★★★★★ monitor_heart Health Score: 31/100 · WeakBank of India Mutual Fund · Equity · Sectoral/ Thematic
₹11.02
AUM: ₹375 Cr
NAV updated about 2 months ago
Plan
Regular
Option
Idcw
Risk
Very High
Expense Ratio
1.52%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Fund Manager
Nitin Gosar
Inception
Dec 2024
Benchmark
NIFTY India Consumption Total Return Index
Sharpe Ratio
—
Std Dev (1Y)
—
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.43%
3m
+1.76%
6m
-7.37%
1y
-2.34%
3y
—
5y
—
10y
—
since inception
—
rate_review TopFund's Take on Bank of India Consumption Fund - Regular - IDCW
Bank of India Consumption Fund - Regular - IDCW lags behind most of its peers in the Sectoral/ Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 31/100.
Cost: At 1.52%, the expense ratio runs 42% above the Sectoral/ Thematic category average of 1.07%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Risk-adjusted return metrics (Sharpe ratio, standard deviation) require at least a year of NAV history and aren't available yet for this fund.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Bank of India Consumption Fund - Regular - IDCW
The current NAV (Net Asset Value) of Bank of India Consumption Fund - Regular - IDCW is ₹11.02. NAV is updated every business day after market close by AMFI.
1Y: -2.34%
The expense ratio is 1.52% per annum — the annual fee deducted from your investment to cover fund management costs.
Bank of India Consumption Fund - Regular - IDCW is managed by Nitin Gosar at Bank of India Mutual Fund.
Bank of India Consumption Fund - Regular - IDCW is a Very High risk fund. Suitable for aggressive investors with a 5+ year horizon.
Bank of India Consumption Fund - Regular - IDCW is a Sectoral/ Thematic fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Bank of India Consumption Fund - Regular - IDCW is ₹375 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.