Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)7.35%
- Expense ratio (20%)0.65%
- AUM (15%)₹400 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bandhan Mutual Fund · Hybrid · Equity Savings
₹36.46
AUM: ₹400 Cr
NAV updated 22 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.65%
Exit Load
Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days.
Fund Manager
Yogik Pitti, Harshal Joshi, Arpit Kapoor
Inception
Jan 2013
Benchmark
CRISIL Equity Saving Index
Sharpe Ratio
-1.46
Std Dev (1Y)
6.42%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.71%
3m
+2.4%
6m
+2.72%
1y
+4.44%
3y
+7.35%
5y
+6.75%
10y
+7.31%
since inception
+2.04%
TopFund's Take on BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW holds up reasonably well within the Equity Savings category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.65%, the expense ratio is meaningfully cheaper — about 47% below the Equity Savings category average of 1.22% (based on 200 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.46 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.42% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW
The current NAV (Net Asset Value) of BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is ₹36.46. NAV is updated every business day after market close by AMFI.
1Y: 4.44% · 3Y CAGR: 7.35% · 5Y CAGR: 6.75%
The expense ratio of BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is 0.65% per annum. This is the annual fee charged by the fund to manage your investment.
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is managed by Yogik Pitti, Harshal Joshi, Arpit Kapoor at Bandhan Mutual Fund.
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW is ₹400 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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