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Bandhan Mutual Fund

Bandhan Business Cycle Fund - Regular Plan - IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 43/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.98%
  • AUM (15%)₹1,166 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Equity · Thematic

₹10.01

+0.29 (+3.01%)

AUM: ₹1,165 Cr

NAV updated 18 days ago

Plan

Regular

Option

Idcw

Risk

Very High

Expense Ratio

0.98%

Exit Load

Exit load of 0.50%, if redeemed within 30 days.

Fund Manager

Vishal Biraia

Inception

Sep 2024

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

-0.54

Std Dev (1Y)

15.24%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-2.15%

3m

+4.15%

6m

+7.06%

1y

-0.39%

3y

—

5y

—

10y

—

since inception

-1.52%

TopFund's Take on Bandhan Business Cycle Fund - Regular Plan - IDCW

Bandhan Business Cycle Fund - Regular Plan - IDCW lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 43/100.

Cost: At 0.98%, the expense ratio is roughly in line with the Thematic category average of 0.99% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.54 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 15.24% is fairly typical for Thematic funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 99.29%
Reverse Repo 0.77%
Cash Margin 0.09%

Frequently Asked Questions about Bandhan Business Cycle Fund - Regular Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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