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Bandhan Banking and PSU Fund - Direct IDCW
★★★★★ monitor_heart Health Score: 75/100 · GoodBandhan Mutual Fund · Debt · Banking and PSU Fund
₹14.18
AUM: ₹12,043 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Idcw
Risk
Moderate
Expense Ratio
0.39%
Exit Load
Nil
Fund Manager
Anurag Mittal
Inception
Mar 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-0.86
Std Dev (1Y)
1.17%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.06%
3m
+1.83%
6m
+2.88%
1y
+5.38%
3y
+7.11%
5y
+6.16%
10y
+7.26%
since inception
+2.6%
rate_review TopFund's Take on Bandhan Banking and PSU Fund - Direct IDCW
Bandhan Banking and PSU Fund - Direct IDCW holds up reasonably well within the Banking and PSU Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.
Cost: At 0.39%, the expense ratio runs 11% above the Banking and PSU Fund category average of 0.35%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.86 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.17% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Bandhan Banking and PSU Fund - Direct IDCW
The current NAV (Net Asset Value) of Bandhan Banking and PSU Fund - Direct IDCW is ₹14.18. NAV is updated every business day after market close by AMFI.
1Y: 5.38% · 3Y CAGR: 7.11% · 5Y CAGR: 6.16%
The expense ratio is 0.39% per annum — the annual fee deducted from your investment to cover fund management costs.
Bandhan Banking and PSU Fund - Direct IDCW is managed by Anurag Mittal at Bandhan Mutual Fund.
Bandhan Banking and PSU Fund - Direct IDCW is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Bandhan Banking and PSU Fund - Direct IDCW is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Bandhan Banking and PSU Fund - Direct IDCW is ₹12,044 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.