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BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)—
- Expense ratio (20%)1.1%
- AUM (15%)₹41 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bajaj Finserv Mutual Fund · Hybrid · Equity Savings
₹10.54
AUM: ₹40 Cr
NAV updated 23 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
1.1%
Exit Load
Exit load of 0.25%, if redeemed within 7 days.
Fund Manager
Siddharth Chaudhary
Inception
Aug 2025
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-0.34
Std Dev (1Y)
2.4%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.45%
3m
+1.84%
6m
+2.86%
1y
+5.06%
3y
—
5y
—
10y
—
since inception
+5.05%
TopFund's Take on BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW
BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW sits in the middle of the pack for Equity Savings funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 1.1%, the expense ratio is meaningfully cheaper — about 10% below the Equity Savings category average of 1.22% (based on 200 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.34 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.4% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW
The current NAV (Net Asset Value) of BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is ₹10.54. NAV is updated every business day after market close by AMFI.
1Y: 5.06%
The expense ratio of BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is 1.1% per annum. This is the annual fee charged by the fund to manage your investment.
BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is managed by Siddharth Chaudhary at Bajaj Finserv Mutual Fund.
BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BAJAJ FINSERV EQUITY SAVINGS FUND - DIRECT - IDCW is ₹41 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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