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Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW
★★★★★ monitor_heart Health Score: 60/100 · AverageBajaj Finserv Mutual Fund · Debt · Banking and PSU Fund
₹11.99
AUM: ₹305 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.34%
Exit Load
Nil
Fund Manager
Siddharth Chaudhary
Inception
Nov 2023
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-2.08
Std Dev (1Y)
1.36%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.04%
3m
+1.41%
6m
+2.18%
1y
+4.58%
3y
—
5y
—
10y
—
since inception
+6.81%
rate_review TopFund's Take on Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW
Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW sits in the middle of the pack for Banking and PSU Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.
Cost: At 0.34%, the expense ratio is roughly in line with the Banking and PSU Fund category average of 0.35% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.08 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.36% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW
The current NAV (Net Asset Value) of Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW is ₹11.99. NAV is updated every business day after market close by AMFI.
1Y: 4.58%
The expense ratio is 0.34% per annum — the annual fee deducted from your investment to cover fund management costs.
Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW is managed by Siddharth Chaudhary at Bajaj Finserv Mutual Fund.
Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW is ₹305 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.