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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 66/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.24%
  • Expense ratio (20%)0.96%
  • AUM (15%)₹1,490 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Debt · Ultra Short Duration Fund

₹589.62

+0.0 (+0.0%)

AUM: ₹1,490 Cr

NAV updated 28 days ago

Plan

Regular

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.96%

Exit Load

1% for redemption within 90 days.

Fund Manager

Satyabrata Mohanty, Vineet Maloo, Pranay Sinha

Inception

Jan 2013

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

0.19

Std Dev (1Y)

0.48%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.54%

3m

+2.12%

6m

+3.24%

1y

+6.31%

3y

+7.24%

5y

+6.49%

10y

+6.82%

since inception

+20.53%

TopFund's Take on Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

Aditya Birla Sun Life Savings Fund - Growth - Regular Plan holds up reasonably well within the Ultra Short Duration Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.96%, the expense ratio is roughly in line with the Ultra Short Duration Fund category average of 0.96% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.19 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.48% is on the lower side for a Ultra Short Duration Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 37.52%
Equity 20.76%
GOI Securities 11.75%
Bonds 8.67%
State Development Loan 5.98%
Non Convertible Debenture 5.39%
Certificate of Deposit 2.74%
Net Receivables 1.90%
Securitised Debt 1.20%
Infrastructure Investment Trust 1.10%
Central Government Loan 0.98%
Real Estate Investment Trusts 0.83%
Reverse Repo 0.60%
Alternative Investment Fund 0.34%
Mutual Fund 0.24%

Fund Snapshot

Scheme Code 101317
NAV Date 28 Aug 2026
AUM ₹1,490 Cr
Status Active

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Frequently Asked Questions about Aditya Birla Sun Life Savings Fund - Growth - Regular Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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