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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 52/100 · Average

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)0.07%
  • Expense ratio (20%)0.96%
  • AUM (15%)₹1,490 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Income/Debt Oriented · Ultra Short Term Fund

₹100.68

+0.0 (+0.0%)

AUM: ₹1,490 Cr

NAV updated 25 days ago

Plan

Direct

Option

Idcw

Risk

Low to Moderate

Expense Ratio

0.96%

Exit Load

1% for redemption within 90 days.

Fund Manager

Satyabrata Mohanty, Vineet Maloo, Pranay Sinha

Inception

Jan 2013

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

-6.99

Std Dev (1Y)

0.93%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.03%

3m

+0.07%

6m

+0.04%

1y

+0.02%

3y

+0.07%

5y

-0.02%

10y

-0.01%

since inception

+0.04%

TopFund's Take on Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW

Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW sits in the middle of the pack for Ultra Short Term Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 52/100.

Cost: At 0.96%, the expense ratio runs 191% above the Ultra Short Term Fund category average of 0.33%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -6.99 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.93% is on the lower side for a Ultra Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 37.52%
Equity 20.76%
GOI Securities 11.75%
Bonds 8.67%
State Development Loan 5.98%
Non Convertible Debenture 5.39%
Certificate of Deposit 2.74%
Net Receivables 1.90%
Securitised Debt 1.20%
Infrastructure Investment Trust 1.10%
Central Government Loan 0.98%
Real Estate Investment Trusts 0.83%
Reverse Repo 0.60%
Alternative Investment Fund 0.34%
Mutual Fund 0.24%

Frequently Asked Questions about Aditya Birla Sun Life Savings Fund-DIRECT - WEEKLY IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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