Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 58/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)8.27%
- Expense ratio (20%)1.21%
- AUM (15%)₹1,123 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Aditya Birla Sun Life Mutual Fund · Hybrid · Equity Savings
₹26.06
AUM: ₹1,123 Cr
NAV updated 23 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.21%
Exit Load
Exit load of 0.25%, if redeemed within 7 days.
Fund Manager
Satyabrata Mohanty, Lovelish Solanki, Pranay Sinha
Inception
Nov 2014
Benchmark
NIFTY Equity Savings Total Return Index
Sharpe Ratio
-0.17
Std Dev (1Y)
3.42%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.46%
3m
+2.72%
6m
+3.21%
1y
+6.06%
3y
+8.27%
5y
+6.76%
10y
+7.99%
since inception
+10.21%
TopFund's Take on Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan sits in the middle of the pack for Equity Savings funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.
Cost: At 1.21%, the expense ratio is roughly in line with the Equity Savings category average of 1.22% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.17 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.42% is on the lower side for a Equity Savings fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan
The current NAV (Net Asset Value) of Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is ₹26.06. NAV is updated every business day after market close by AMFI.
1Y: 6.06% · 3Y CAGR: 8.27% · 5Y CAGR: 6.76%
The expense ratio of Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is 1.21% per annum. This is the annual fee charged by the fund to manage your investment.
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is managed by Satyabrata Mohanty, Lovelish Solanki, Pranay Sinha at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan is ₹1,123 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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