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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Regular IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 39/100 · Weak

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)0.75%
  • Expense ratio (20%)0.31%
  • AUM (15%)₹13 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Aditya Birla Sun Life Mutual Fund · Debt · Target Maturity

₹11.69

+1.02 (+9.6%)

AUM: ₹12 Cr

NAV updated 26 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

0.31%

Exit Load

Nil

Fund Manager

Bhupesh Bameta

Inception

Jun 2024

Benchmark

CRISIL IBX Gilt Index - June 2027

Sharpe Ratio

-1.32

Std Dev (1Y)

3.58%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.45%

3m

+1.63%

6m

+2.48%

1y

+5.59%

3y

+0.75%

5y

—

10y

—

since inception

+1.75%

TopFund's Take on Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Regular IDCW

Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Regular IDCW lags behind most of its peers in the Target Maturity category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 39/100.

Cost: At 0.31%, the expense ratio runs 63% above the Target Maturity category average of 0.19%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.32 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.58% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Entities 89.94%

Asset Allocation

GOI Securities 89.94%
Repo 8.58%
Net Receivables 1.48%

Frequently Asked Questions about Aditya Birla Sun Life Crisil IBX Gilt-Apr 2029 Index Fund-Regular IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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