Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW
★★★★★ monitor_heart Health Score: 68/100 · GoodAditya Birla Sun Life Mutual Fund · Debt · Banking and PSU
₹102.8
AUM: ₹8,819 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Growth
Risk
Moderate
Expense Ratio
0.46%
Exit Load
Nil
Fund Manager
Maneesh Dangi, Kaustubh Gupta
Inception
Jan 2013
Benchmark
Nifty Banking & PSU Debt Index A-II
Sharpe Ratio
-2.49
Std Dev (1Y)
2.91%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.89%
3m
+1.32%
6m
+2.17%
1y
+4.62%
3y
+7.14%
5y
+6.25%
10y
+7.49%
since inception
+13.18%
rate_review TopFund's Take on Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW holds up reasonably well within the Banking and PSU category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.
Cost: At 0.46%, the expense ratio is roughly in line with the Banking and PSU category average of 0.44% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.49 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.91% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
Similar Funds
tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW
The current NAV (Net Asset Value) of Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW is ₹102.8. NAV is updated every business day after market close by AMFI.
1Y: 4.62% · 3Y CAGR: 7.14% · 5Y CAGR: 6.25%
The expense ratio is 0.46% per annum — the annual fee deducted from your investment to cover fund management costs.
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW is managed by Maneesh Dangi, Kaustubh Gupta at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW is a Banking and PSU fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW is ₹8,820 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.