Which has the lower expense ratio, SBI GILT FUND - DIRECT PLAN - GROWTH or SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option?

SBI GILT FUND - DIRECT PLAN - GROWTH's expense ratio is 0.5% versus SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option's 0.5%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both SBI GILT FUND - DIRECT PLAN - GROWTH and SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

SBI GILT FUND - DIRECT PLAN - GROWTH vs SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option

Q: SBI GILT FUND - DIRECT PLAN - GROWTH vs SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option — which has given better returns?

SBI GILT FUND - DIRECT PLAN - GROWTH has a 1-year return of 4.1% versus SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option's 3.58%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

SBI GILT FUND - DIRECT PLAN - GROWTH

SBI Mutual Fund

★★★★★

Debt · Gilt

SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option

SBI Mutual Fund

★★★★★

Debt · Gilt

Metric	SBI GILT FUND - DIRECT...	SBI GILT FUND - GROWTH...
NAV	₹72.89	₹41.07
Star Rating	★★★★	★★★★
Expense Ratio	0.5%	0.5%
AUM	₹8,454 Cr	₹8,454 Cr
1M Return	+1.51%	+1.04%
3M Return	+2.84%	+2.43%
6M Return	+3.61%	+3.54%
1Y Return	+4.1%	+3.58%
3Y CAGR	+7.03%	+6.83%
5Y CAGR	+6.61%	+6.55%
Risk Level	—	—
Fund Manager	Dinesh Ahuja	Dinesh Ahuja

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