Which has the lower expense ratio, Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth or SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option?

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth's expense ratio is 0.17% versus SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option's 0.49%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth and SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth vs SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option

Q: Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth vs SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option — which has given better returns?

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth has a 1-year return of 4.75% versus SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option's 2.41%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth

Motilal Oswal Mutual Fund

★★★★★

Debt · Gilt

SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option

SBI Mutual Fund

★★★★★

Debt · Gilt

Metric	Motilal Oswal 5 Year G...	SBI GILT FUND - GROWTH...
NAV	₹13.26	₹72.54
Star Rating	★★★★	★★★★
Expense Ratio	0.17%	0.49%
AUM	₹61 Cr	₹8,067 Cr
1M Return	-0.29%	-0.2%
3M Return	+0.02%	-0.37%
6M Return	+3.03%	+2.13%
1Y Return	+4.75%	+2.41%
3Y CAGR	+7.08%	+6.53%
5Y CAGR	—	+6.2%
Risk Level	—	—
Fund Manager	Abhiroop Mukherjee	Dinesh Ahuja

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