Which has the lower expense ratio, LIC MF Medium to Long Duration Fund-Direct Plan-Growth or UTI Medium to Long Duration Fund-Growth - Direct?

LIC MF Medium to Long Duration Fund-Direct Plan-Growth's expense ratio is 0.22% versus UTI Medium to Long Duration Fund-Growth - Direct's 1.32%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both LIC MF Medium to Long Duration Fund-Direct Plan-Growth and UTI Medium to Long Duration Fund-Growth - Direct?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

LIC MF Medium to Long Duration Fund-Direct Plan-Growth vs UTI Medium to Long Duration Fund-Growth - Direct

Q: LIC MF Medium to Long Duration Fund-Direct Plan-Growth vs UTI Medium to Long Duration Fund-Growth - Direct — which has given better returns?

LIC MF Medium to Long Duration Fund-Direct Plan-Growth has a 1-year return of 3.78% versus UTI Medium to Long Duration Fund-Growth - Direct's 2.42%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

LIC MF Medium to Long Duration Fund-Direct Plan-Growth

LIC Mutual Fund

★★★★★

Debt · Medium to Long Duration

UTI Medium to Long Duration Fund-Growth - Direct

UTI Mutual Fund

★★★★★

Debt · Medium to Long Duration

Metric	LIC MF Medium to Long ...	UTI Medium to Long Dur...
NAV	₹81.9	₹82.91
Star Rating	★★★★	★★
Expense Ratio	0.22%	1.32%
AUM	₹173 Cr	₹303 Cr
1M Return	-0.32%	-0.37%
3M Return	-0.4%	-0.39%
6M Return	+2.41%	+1.71%
1Y Return	+3.78%	+2.42%
3Y CAGR	+7.38%	+6.34%
5Y CAGR	+6.23%	+6.82%
Risk Level	—	—
Fund Manager	Marzban Irani	Amandeep Chopra

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