Which has the lower expense ratio, Kotak Credit Risk Fund - Growth - Direct or Nippon India Credit Risk Fund - Direct Plan - Growth Plan?

Kotak Credit Risk Fund - Growth - Direct's expense ratio is 0.8% versus Nippon India Credit Risk Fund - Direct Plan - Growth Plan's 0.59%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Kotak Credit Risk Fund - Growth - Direct and Nippon India Credit Risk Fund - Direct Plan - Growth Plan?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Kotak Credit Risk Fund - Growth - Direct vs Nippon India Credit Risk Fund - Direct Plan - Growth Plan

Q: Kotak Credit Risk Fund - Growth - Direct vs Nippon India Credit Risk Fund - Direct Plan - Growth Plan — which has given better returns?

Kotak Credit Risk Fund - Growth - Direct has a 1-year return of 7.5% versus Nippon India Credit Risk Fund - Direct Plan - Growth Plan's 8.15%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Kotak Credit Risk Fund - Growth - Direct

Kotak Mahindra Mutual Fund

★★★★★

Debt · Credit Risk Fund

Nippon India Credit Risk Fund - Direct Plan - Growth Plan

Nippon India Mutual Fund

★★★★★

Debt · Credit Risk Fund

Metric	Kotak Credit Risk Fund...	Nippon India Credit Ri...
NAV	₹35.95	₹41.92
Star Rating	★★	★★★★
Expense Ratio	0.8%	0.59%
AUM	₹761 Cr	₹1,410 Cr
1M Return	+1.13%	+1.33%
3M Return	+1.71%	+2.14%
6M Return	+3.14%	+4.04%
1Y Return	+7.5%	+8.15%
3Y CAGR	+8.44%	+8.96%
5Y CAGR	+6.7%	+9.19%
Risk Level	—	—
Fund Manager	Deepak Agrawal	Prashant R.Pimple

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