Which has the lower expense ratio, Invesco India Credit Risk Fund - Direct Plan - Growth or UTI Credit Risk Fund - Direct Plan - Growth Option?

Invesco India Credit Risk Fund - Direct Plan - Growth's expense ratio is 0.28% versus UTI Credit Risk Fund - Direct Plan - Growth Option's 0.76%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Invesco India Credit Risk Fund - Direct Plan - Growth and UTI Credit Risk Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Invesco India Credit Risk Fund - Direct Plan - Growth vs UTI Credit Risk Fund - Direct Plan - Growth Option

Q: Invesco India Credit Risk Fund - Direct Plan - Growth vs UTI Credit Risk Fund - Direct Plan - Growth Option — which has given better returns?

Invesco India Credit Risk Fund - Direct Plan - Growth has a 1-year return of 7.76% versus UTI Credit Risk Fund - Direct Plan - Growth Option's 6.43%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Invesco India Credit Risk Fund - Direct Plan - Growth

Invesco Mutual Fund

★★★★★

Debt · Credit Risk

UTI Credit Risk Fund - Direct Plan - Growth Option

UTI Mutual Fund

★★★★★

Debt · Credit Risk

Metric	Invesco India Credit R...	UTI Credit Risk Fund -...
NAV	₹2349.9	₹20.88
Star Rating	★★★★★	★★★
Expense Ratio	0.28%	0.76%
AUM	₹167 Cr	₹249 Cr
1M Return	+0.05%	+0.21%
3M Return	+1.25%	+1.37%
6M Return	+4.81%	+3.51%
1Y Return	+7.76%	+6.43%
3Y CAGR	+9.5%	+7.7%
5Y CAGR	+8.38%	+8.38%
Risk Level	—	—
Fund Manager	Nitish Sikand	Ritesh Nambiar

View Fund A View Fund B

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