Which has the lower expense ratio, HSBC Equity Savings Fund - Direct Growth or Union Equity Savings Fund - Direct Plan - Growth Option?

HSBC Equity Savings Fund - Direct Growth's expense ratio is 1.68% versus Union Equity Savings Fund - Direct Plan - Growth Option's 1.5%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC Equity Savings Fund - Direct Growth and Union Equity Savings Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC Equity Savings Fund - Direct Growth vs Union Equity Savings Fund - Direct Plan - Growth Option

Q: HSBC Equity Savings Fund - Direct Growth vs Union Equity Savings Fund - Direct Plan - Growth Option — which has given better returns?

HSBC Equity Savings Fund - Direct Growth has a 1-year return of 11.66% versus Union Equity Savings Fund - Direct Plan - Growth Option's 1.78%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC Equity Savings Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Hybrid · Equity Savings

Union Equity Savings Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Hybrid · Equity Savings

Metric	HSBC Equity Savings Fu...	Union Equity Savings F...
NAV	₹41.04	₹18.19
Star Rating	★★★★★	★
Expense Ratio	1.68%	1.5%
AUM	₹1,016 Cr	₹142 Cr
1M Return	+1.66%	-0.84%
3M Return	+6.04%	+0.85%
6M Return	+7.18%	-0.39%
1Y Return	+11.66%	+1.78%
3Y CAGR	+13.85%	+7.4%
5Y CAGR	+11.78%	+6.55%
Risk Level	—	—
Fund Manager	Cheenu Gupta	Parijat Agrawal, Vinay Paharia, Hardick Bora

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