Which has the lower expense ratio, HSBC Equity Savings Fund - Direct Growth or Union Equity Savings Fund - Direct Plan - Growth Option?

HSBC Equity Savings Fund - Direct Growth's expense ratio is 1.41% versus Union Equity Savings Fund - Direct Plan - Growth Option's 2.11%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both HSBC Equity Savings Fund - Direct Growth and Union Equity Savings Fund - Direct Plan - Growth Option?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

HSBC Equity Savings Fund - Direct Growth vs Union Equity Savings Fund - Direct Plan - Growth Option

Q: HSBC Equity Savings Fund - Direct Growth vs Union Equity Savings Fund - Direct Plan - Growth Option — which has given better returns?

HSBC Equity Savings Fund - Direct Growth has a 1-year return of 6.94% versus Union Equity Savings Fund - Direct Plan - Growth Option's 1.18%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

HSBC Equity Savings Fund - Direct Growth

HSBC Mutual Fund

★★★★★

Hybrid · Equity Savings

Union Equity Savings Fund - Direct Plan - Growth Option

Union Mutual Fund

★★★★★

Hybrid · Equity Savings

Metric	HSBC Equity Savings Fu...	Union Equity Savings F...
NAV	₹40.61	₹17.96
Star Rating	★★★★★	★
Expense Ratio	1.41%	2.11%
AUM	₹1,475 Cr	₹113 Cr
1M Return	-1.82%	-1.21%
3M Return	-0.98%	-1.32%
6M Return	+7.23%	+0.9%
1Y Return	+6.94%	+1.18%
3Y CAGR	+12.31%	+6.47%
5Y CAGR	+10.78%	+5.59%
Risk Level	—	—
Fund Manager	Cheenu Gupta	Parijat Agrawal, Vinay Paharia, Hardick Bora

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