Which has the lower expense ratio, Bank of India Money Market Fund - Direct - Growth or Kotak Money Market Fund - (Growth)?

Bank of India Money Market Fund - Direct - Growth's expense ratio is 0.17% versus Kotak Money Market Fund - (Growth)'s 0.1612%. A lower expense ratio directly improves your net returns over the long term, all else being equal.

Can I invest in both Bank of India Money Market Fund - Direct - Growth and Kotak Money Market Fund - (Growth)?

Yes, but check for portfolio overlap first if both funds are in the same category — holding two funds with very similar underlying stocks reduces the diversification benefit of investing in more than one fund.

Bank of India Money Market Fund - Direct - Growth vs Kotak Money Market Fund - (Growth)

Q: Bank of India Money Market Fund - Direct - Growth vs Kotak Money Market Fund - (Growth) — which has given better returns?

Bank of India Money Market Fund - Direct - Growth has a 1-year return of 6.61% versus Kotak Money Market Fund - (Growth)'s 6.34%. Compare NAV, expense ratio and star rating above before deciding, and check consistency over 3-5 years rather than a single year.

Side-by-side comparison of NAV, returns, expense ratio and star rating.

Bank of India Money Market Fund - Direct - Growth

Bank of India Mutual Fund

★★★★★

Debt · Money Market

Kotak Money Market Fund - (Growth)

Kotak Mahindra Mutual Fund

★★★★★

Debt · Money Market

Metric	Bank of India Money Ma...	Kotak Money Market Fun...
NAV	₹11.24	₹4923.9
Star Rating	★	★★★★
Expense Ratio	0.17%	0.1612%
AUM	₹410 Cr	₹27,512 Cr
1M Return	+0.47%	+0.27%
3M Return	+1.72%	+1.5%
6M Return	+3.37%	+3.1%
1Y Return	+6.61%	+6.34%
3Y CAGR	—	+7.29%
5Y CAGR	—	+6.71%
Risk Level	—	—
Fund Manager	Mithraem Bharucha	Deepak Agrawal

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