TopFund Rankings

Highest Return Mutual Funds in India 2026

Highest return mutual funds in India 2026. Top equity funds with the best 5-year CAGR returns — for maximum wealth creation.

20

Top Funds

Top Ranked by 5-Year Returns

#1

Mirae Asset NYSE FANG + ETF Fund of Fund Direct Growth

Mirae Asset Mutual Fund · Thematic

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#2

Mirae Asset NYSE FANG + ETF Fund of Fund Regular Growth

Mirae Asset Mutual Fund · Thematic

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#3

Kotak India Growth Fund Series 4-Direct Plan-ayout of Income Distribution cum capital withdrawal option

Kotak Mahindra Mutual Fund · Thematic

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#4

Kotak India Growth Fund Series 4 - Regular Plan- Growth option

Kotak Mahindra Mutual Fund · Thematic

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#5

Motilal Oswal Nasdaq 100 Fund of Fund- Direct Plan Growth

Motilal Oswal Mutual Fund · Flexi Cap

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#6

Motilal Oswal Nasdaq 100 Fund of Fund- Regular Plan Growth

Motilal Oswal Mutual Fund · Flexi Cap

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#7

LIC MF Infrastructure Fund-Regular Plan-IDCW

LIC Mutual Fund · Sectoral

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#8

Aditya Birla Sun Life International Equity Fund - Direct - IDCW

Aditya Birla Sun Life Mutual Fund · Thematic

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#9

Aditya Birla Sun Life International Equity Fund - Growth - Direct Plan

Aditya Birla Sun Life Mutual Fund · Thematic

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#10

Aditya Birla Sun Life International Equity Fund - Growth - Regular Plan

Aditya Birla Sun Life Mutual Fund · Thematic

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#11

Aditya Birla Sun Life International Equity Fund - Regular - IDCW

Aditya Birla Sun Life Mutual Fund · Thematic

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#12

DSP Floater Fund - Regular Plan - Growth

DSP Mutual Fund · Sectoral

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#13

DSP Liquidity Fund - Regular Plan - Growth

DSP Mutual Fund · Sectoral

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#14

DSP India T.I.G.E.R. Fund - Direct Plan - Growth

DSP Mutual Fund · Sectoral

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#15

DSP Gilt Fund - Regular Plan - Growth

DSP Mutual Fund · Sectoral

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#16

SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Mutual Fund · Thematic

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#17

SBI PSU Fund - DIRECT PLAN - GROWTH

SBI Mutual Fund · Thematic

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#18

LIC MF Infrastructure Fund-Direct Plan-IDCW

LIC Mutual Fund · Sectoral

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#19

LIC MF Infrastructure Fund-Regular Plan-Growth

LIC Mutual Fund · Sectoral

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#20

IL&FS Infrastructure Debt Fund Series 1C- Dividend Payout Option

LIC Mutual Fund · Sectoral

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How to Choose the Highest Return Mutual Funds in India 2026?

When selecting the best mutual fund, look at: Consistent returns (not just 1-year performance), expense ratio (lower is better — even 0.5% difference compounds significantly), fund manager track record, AUM size (very small or very large AUM can be a concern), and alignment with your investment horizon and risk tolerance.

Important: Past returns do not guarantee future performance. Always consider your financial goals and consult a SEBI-registered investment advisor before investing.

Frequently Asked Questions

How much should I invest per month? expand_more

There is no fixed rule. Start with an amount you can consistently invest every month without straining your budget. Even ₹500-₹1,000/month compounded over 10+ years can build significant wealth.

Should I invest in a SIP or lump sum? expand_more

SIP (Systematic Investment Plan) is recommended for most investors as it averages out the purchase cost over time (rupee cost averaging). Lump sum is suitable when markets are significantly undervalued or you have a large amount to invest.

How are returns taxed? expand_more

Equity fund LTCG (held > 1 year) above ₹1 lakh is taxed at 10%. STCG (held < 1 year) is 15%. For ELSS, gains after 3-year lock-in are LTCG. Debt fund gains are taxed per your income tax slab (post-2023).

What is CAGR? expand_more

CAGR stands for Compounded Annual Growth Rate — the rate at which your investment would have grown each year if it had grown at a steady rate. It is the standard way to compare mutual fund returns across different time periods.

* Data is for informational purposes only. Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Consult a SEBI-registered investment advisor.