Highest Return Mutual Funds in India 2026
Highest return mutual funds in India 2026. Top equity funds with the best 5-year CAGR returns — for maximum wealth creation.
20
Top Funds
Top Ranked by 5-Year Returns
Mirae Asset NYSE FANG + ETF Fund of Fund Direct Growth
Mirae Asset Mutual Fund · Thematic
Mirae Asset NYSE FANG + ETF Fund of Fund Regular Growth
Mirae Asset Mutual Fund · Thematic
SBI Quality Fund - Direct Plan - Income Distribution Cum Capital Withdrawal
SBI Mutual Fund · Sectoral/ Thematic
Aditya Birla Sun Life US Equity Passive FOF-Direct-Growth
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life US Equity Passive FOF-Regular Growth
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund- Retail Plan - Regular Plan - Growth Option
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund-REGULAR - RETAIL - IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life US Equity Passive FOF-Regular IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life US Equity Passive FOF-Direct IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund-DIRECT - RETAIL - IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund - Retail Plan - Direct Plan - Growth Option
Aditya Birla Sun Life Mutual Fund · Thematic
quant Teck Fund - IDCW Option - Regular Plan
Quant Mutual Fund · Sectoral
Aditya Birla Sun Life Equity Hybrid'95 Fund -Regular - IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life PSU Equity Fund-Direct Plan-Growth
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life PSU Equity Fund-Regular - Payout of IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life PSU Equity Fund-Direct - Payout of IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
SBI PSU Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Mutual Fund · Thematic
Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW
Aditya Birla Sun Life Mutual Fund · Thematic
Aditya Birla Sun Life International Equity Fund - Growth - Regular Plan
Aditya Birla Sun Life Mutual Fund · Thematic
How to Choose the Highest Return Mutual Funds in India 2026?
A "highest return" ranking is inherently backward-looking — it shows which fund happened to deliver the best number over a specific past period, which is shaped by whichever sector, market-cap segment, or investment style was in favor during that exact window. The fund at the top of a 5-year return list got there partly through skill and partly through being positioned in whatever worked over those specific 5 years, and there's no guarantee the next 5 years favor the same positioning.
This is worth treating as a starting point for research, not a final answer — a fund that ranks #1 on trailing returns is worth investigating for why it performed well (concentrated sector bet, small-cap tilt, a genuinely skilled long-tenured manager) rather than selected purely because of its position on this list. Chasing the current highest-return fund without understanding what drove that return is one of the more common mistakes new investors make, since today's highest-return fund is frequently not next year's.
Frequently Asked Questions
How much should I invest per month?
There is no fixed rule. Start with an amount you can consistently invest every month without straining your budget. Even ₹500-₹1,000/month compounded over 10+ years can build significant wealth.
Should I invest in a SIP or lump sum?
SIP (Systematic Investment Plan) is recommended for most investors as it averages out the purchase cost over time (rupee cost averaging). Lump sum is suitable when markets are significantly undervalued or you have a large amount to invest.
How are returns taxed?
Equity fund LTCG (held > 1 year) above ₹1 lakh is taxed at 10%. STCG (held < 1 year) is 15%. For ELSS, gains after 3-year lock-in are LTCG. Debt fund gains are taxed per your income tax slab (post-2023).
What is CAGR?
CAGR stands for Compounded Annual Growth Rate — the rate at which your investment would have grown each year if it had grown at a steady rate. It is the standard way to compare mutual fund returns across different time periods.
Will the highest-return fund from the past 5 years keep performing the best?
Not reliably — past outperformance often comes from a specific bet (a sector, market-cap tilt, or style) that was in favor during that period, and market leadership rotates. A fund topping the charts today has no guarantee of repeating that rank over the next 5 years.
How should I actually use a 'highest return' ranking?
Treat it as a starting point for research rather than a buy list — look into why each top fund performed well (concentration, sector bets, manager tenure) and whether that source of return fits your own risk tolerance, rather than picking the top name purely because of its historical rank.
Related Pages
* Data is for informational purposes only. Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Consult a SEBI-registered investment advisor.