Zerodha Coin vs ET Money for Mutual Funds 2026
Honest, unbiased comparison — fees, fund selection, SIP, UI and verdict. No affiliate commissions.
Zerodha Coin
4.2 ★
1.5 Cr+ users
Active traders who also invest in MF
ET Money
4.3 ★
1 Cr+ users
Goal-based investors, tax planning
Feature Comparison
| Feature | Zerodha Coin | ET Money |
|---|---|---|
| Direct Plans | ✅ Yes | ✅ Yes |
| Commission | Zero (Free) | Zero (Free) |
| Min SIP Amount | ₹100 | ₹500 |
| Demat Required | ⚠️ Yes | ✅ No |
| No. of Funds | 2000+ | 1000+ |
| Founded | 2010 | 2015 |
| Best For | Active traders who also invest in MF | Goal-based investors, tax planning |
| Unique Feature | Best stock + MF combination platform | Tax saving + MF + Insurance in one place |
Zerodha Coin
✅ Pros
- •All direct plans available
- •No commission
- •Excellent Kite trading platform
- •Strong research tools
- •Good for advanced investors
❌ Cons
- •Demat account mandatory
- •Interface less beginner-friendly
- •₹300/year Coin fee
⭐ Unique Advantage
Best stock + MF combination platform
ET Money
✅ Pros
- •Excellent tax filing integration
- •Smart deposit feature
- •Good goal planner
- •Insurance and loan tracking
- •NPS investing available
❌ Cons
- •SIP minimum ₹500 (higher than Groww)
- •Some premium features paid
- •Limited stock investing
⭐ Unique Advantage
Tax saving + MF + Insurance in one place
🏆 Our Verdict
Zerodha Coin is best if you are:
Active traders who also invest in MF
Direct MF at Zero Commission
ET Money is best if you are:
Goal-based investors, tax planning
Smart Investing Made Simple
💡 Tip: You can use both apps for different purposes. Many investors use Groww for MF and Zerodha for stocks.
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