Groww vs ET Money for Mutual Funds 2026
Honest, unbiased comparison — fees, fund selection, SIP, UI and verdict. No affiliate commissions.
Groww
4.4 ★
2 Cr+ users
Beginners, young investors
ET Money
4.3 ★
1 Cr+ users
Goal-based investors, tax planning
Feature Comparison
| Feature | Groww | ET Money |
|---|---|---|
| Direct Plans | ✅ Yes | ✅ Yes |
| Commission | Zero (Free) | Zero (Free) |
| Min SIP Amount | ₹100 | ₹500 |
| Demat Required | ✅ No | ✅ No |
| No. of Funds | 1000+ | 1000+ |
| Founded | 2016 | 2015 |
| Best For | Beginners, young investors | Goal-based investors, tax planning |
| Unique Feature | Direct stock investing integrated | Tax saving + MF + Insurance in one place |
Groww
✅ Pros
- •Clean modern UI
- •Zero commission on MF
- •No demat needed for MF
- •Good educational content
- •SIP as low as ₹1
❌ Cons
- •Limited advanced analysis
- •No goal-based planning
- •Customer support slow
⭐ Unique Advantage
Direct stock investing integrated
ET Money
✅ Pros
- •Excellent tax filing integration
- •Smart deposit feature
- •Good goal planner
- •Insurance and loan tracking
- •NPS investing available
❌ Cons
- •SIP minimum ₹500 (higher than Groww)
- •Some premium features paid
- •Limited stock investing
⭐ Unique Advantage
Tax saving + MF + Insurance in one place
🏆 Our Verdict
Groww is best if you are:
Beginners, young investors
India's #1 Investing App
ET Money is best if you are:
Goal-based investors, tax planning
Smart Investing Made Simple
💡 Tip: You can use both apps for different purposes. Many investors use Groww for MF and Zerodha for stocks.
More Comparisons
Found your app? Now research the right funds.
Compare 14,000+ direct mutual funds by returns, star rating and expense ratio — free on TopFund.
Browse Mutual Funds →