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OnEMI Technology
Price Band
₹162.0–171.0
Issue Size
₹925.92 Cr
Lot Size
87 shares
Min Investment
₹14,877
GMP
+₹18.0 (10.53%)
Issue Price
₹171.0
calendar_month Important Dates
bar_chart Subscription Status
Subscription data unavailable
trending_up Grey Market Premium (GMP)
GMP
+₹18.0
GMP %
+10.53%
Est. Listing
₹189.0
schedule Updated: 14 Jul 2026 15:52
Share GMP:
business About the Company
Incorporated on 18 June 2016, OnEMI Technology Solutions Private Limited technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. The company operating under the brand names Kissht (digital lending platform) and Ring (payments app), OnEMI empowers online and offline merchants with seamless consumer credit solutions and EMI-based payments. Its NBFC partner, Si Creva Capital Services, handles loan disbursement, KYC, and EMI collections As of March 31, 2025, we had 53.23 million registered users and served 9.16 million customers, along with a Play Store rating of 4.6 stars based on over 1.00 million user reviews and a net promoter score of 91. Products: Personal loans: Offered to salaried and selfemployed individuals for various consumption and business needs Loan against property: Offered to asset-owning MSME and salaried individual seeking long term loans for business expansion and working capital needs. As of March 31, 2025, the company had 1,278 permanent employees. Competitve Strengths: Large customer base acquired through a diversified multi-channel acquisition strategy Driving asset quality through advanced and comprehensive risk management Access to diversified and scalable funding sources Scalable, cloud-native and AI-built technology platform integrated across all key functions Experienced founders and leadership, backed by marquee investors
payments Company Financials (₹ Cr)
As of 2025-12-31
| Period Ended | 31 Dec 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 3,568.78 | 2,701.10 | 1,796.53 | 1,275.20 |
| Total Income | 1,583.93 | 1,352.69 | 1,700.30 | 1,001.51 |
| Profit After Tax | 199.27 | 160.62 | 197.29 | 27.67 |
| EBITDA | 488.45 | 403.37 | 358.96 | 97.71 |
| NET Worth | 1,254.34 | 1,005.99 | 804.57 | 566.23 |
| Reserves and Surplus | 1,242.32 | 995.32 | 794.50 | 556.17 |
| Total Borrowing | 2,047.52 | 1,507.58 | 784.30 | 387.89 |
Key Ratios
EPS
₹13.52
NAV
₹187.58
ROE
17.74%
RoNW
15.97%
P/B Value
0.91
P/E Ratio
12.65
Market Cap
₹2881.06 Cr
Debt/Equity
1.50
Promoters
Ranvir Singh and Krishnan Vishwanathan
Objects of the Issue
The Company proposes to utilise the Net Proceeds from the Issue towards the following objects: # Issue Objects Est Amt (₹ Cr.) 1 Augmenting the capital base of Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of Subsidiary, Si Crevas, business 637.50 2 General Corporate Purposes 156.59 3 Issue Expenses 60.91 Total 855.00
info Issue Details
pie_chart Investor Allocation
Registrar
Lead Managers / Book Running
timeline IPO Timeline
Open
30 Apr 2026
Close
05 May 2026
Allotment
06 May 2026
Listing
08 May 2026