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Justo Realfintech IPO

Listed SME BSE SME · Real Estate related services

Price Band

₹120.0–127.0

Issue Size

₹63.0 Cr

Lot Size

1,000 shares

Min Investment

₹254,000

2 LOTS MIN

GMP

Grey Market Premium — the unofficial premium buyers are currently willing to pay over the issue price once this IPO lists. It's an informal market estimate, not guaranteed, and can move daily right up to listing day. Learn more: GMP vs Kostak vs Sauda →

+₹4.0 (3.15%)

Issue Price

₹127.0

Subject to Sauda

A separate grey-market deal made before allotment is known: a buyer agrees to pay you this amount for your IPO application — but only if you actually get allotted shares. No allotment means no payment either way. This is different from "Kostak," a similarly-named rate that's paid regardless of whether the application gets allotted — TopFund shows the Sauda rate because that's what our data source provides. Learn more: GMP vs Kostak vs Sauda →

₹3000

Paid only if allotted

Justo Realfintech IPO AI Summary

  • Justo Realfintech IPO is listed on BSE SME in the Real Estate related services sector.
  • Price band: ₹120.0–₹127.0 per share, lot size 1,000 shares (min. investment ₹254,000, 2 lots minimum).
  • Subscription window: 24 Sep–26 Sep 2025, listing on 01 Oct 2025.
  • Current GMP is +₹4.0 (3.15%), an estimated listing price of ₹131 — unofficial and can change daily.

Justo Realfintech Limited is set to enter the market with an IPO priced at ₹127.0, aiming to raise ₹63.0 Cr. The company has shown a recovery in total income and profit after tax in its recent financials, supported by its extensive network and technological capabilities.

TopFund is not SEBI-registered — this is educational analysis, not personalized investment advice.

Justo Realfintech IPO — Third-Party Research Views

Reviews below reflect analyst calls made before this IPO closed on 26 Sep 2025 — not a current signal.

Neutral 25 Jul

Recommendations are sourced from third-party research firms and are not TopFund's own investment advice.

Important Dates

IPO Open Date
Wed, 24 Sep 2025
IPO Close Date
Fri, 26 Sep 2025
Allotment Date
Mon, 29 Sep 2025
Refund Initiation
Tue, 30 Sep 2025
Credit of Shares
Tue, 30 Sep 2025
Listing Date
Wed, 01 Oct 2025
Listing Price
₹131.0 +3.15%

Subscription Status

Subscription data unavailable

Justo Realfintech IPO Grey Market Premium (GMP) Today

GMP

+₹4.0

GMP %

+3.15%

Est. Listing

₹131.0

Updated: 25 Jul 2026 14:12

About the Company

Incorporated in 2019, Justo Realfintech Limited is a full-service real estate mandate company. The company is based in Maharashtra, with operations in Pune, Mumbai Metropolitan Region (“MMR”), and Nashik, with additional presence in Aurangabad and Kolhapur. The company’s business model is built around offering a wide range of services such as advisory, sales strategy, marketing, CRM, and financing solutions. It manages the complete customer journey in real estate purchases — from the first inquiry to the final transaction — allowing developers to focus on approvals and property development. Since its incorporation, the company has helped real estate developers sell projects worth over Rs 8,15,000 lakhs, covering more than 11,250 units as of March 31, 2025. As of August 31, 2025, it holds active mandates for 37 real estate projects in Pune, Mumbai, and Nashik. As of August 31, 2025, the company had a total of 331 employees across various departments. Competitive Strengths: Strong and extensive network of Channel Partners (CPs) Custom-built integrated technology platform driving operational excellence Marketing and sales expertise supported by operational efficiency Experienced Leadership Team with Strong Execution Capabilities

Company Financials (₹ Cr)

As of 2025-03-31

Period Ended 31 Mar 2025 31 Mar 2024 31 Mar 2023
Assets 76.28 41.77 32.62
Total Income 81.64 59.45 70.55
Profit After Tax 15.21 6.69 15.30
EBITDA 21.49 9.47 22.00
NET Worth 51.40 26.92 20.31
Reserves and Surplus 38.57 26.93 20.23
Total Borrowing 16.23 2.31 3.61

Key Ratios

EPS

₹10.99

NAV

₹37.15

ROE

38.84%

ROCE

44.18%

RoNW

38.84%

P/B Value

3.42

P/E Ratio

11.55

Market Cap

₹238.74 Cr

PAT Margin

18.63%

Debt/Equity

0.32

Promoters

Puspamitra Das

Objects of the Issue

The Company proposes to utilise the Net Proceeds from the Issue towards the following objects: # Issue Objects Est Amt (₹ Cr.) 1 Utilization towards working capital requirements of the Company 36.50 2 Funding investment in IT infrastructure and development of technological platform 6.30 3 Repayment of a portion of certain outstanding borrowings availed by the Company 5.00 4 General Corporate Purposes 8.34 5 Issue Expenses 6.86 Total 63.00

IPO Evaluation

Generated 23 Sep 2026

Revenue Trend

Total income was ₹70.55 Cr in the period ending 31 Mar 2023, decreasing to ₹59.45 Cr by 31 Mar 2024, before rising to ₹81.64 Cr in the most recent period ending 31 Mar 2025. This indicates a recovery in revenue after a dip in the previous year.

Profit Trend

Profit After Tax was ₹15.30 Cr for the period ending 31 Mar 2023, declining to ₹6.69 Cr by 31 Mar 2024, then increasing to ₹15.21 Cr in the most recent period ending 31 Mar 2025. This shows a significant recovery in profitability after a notable decrease.

Grey Market Premium, Explained

The Grey Market Premium (GMP) is an unofficial indicator of an IPO's expected listing price. It reflects the difference between the issue price and the expected price on the stock exchange. A positive GMP suggests that the stock may list at a higher price than the issue price, while a negative GMP indicates the opposite.

Who This IPO Suits

Investors comfortable with short-term volatility and a long-term horizon typically weigh IPOs like this against their overall investment strategy and risk tolerance. It is important to consider the company's business model, growth potential, and market conditions before making a decision.

Who May Want to Wait

Investors who are risk-averse or those who prefer stable, established companies may want to avoid this IPO. Additionally, those who are not familiar with the real estate sector or do not have a long-term investment horizon might find this IPO less suitable.

IPO Timeline, Explained

The IPO opens for subscription on September 24, 2025, and closes on September 26, 2025. Allotment of shares will be done on September 29, 2025, and the listing date is set for October 1, 2025.

Listing Gains — The Risk

Listing gains refer to the potential profit an investor can make when shares are listed on the stock exchange and traded for the first time. However, these gains are not guaranteed, as market conditions can fluctuate significantly. Investors should be aware of the risks associated with short-term trading and the possibility that the stock may not perform as expected on listing day.

This evaluation is generated from Justo Realfintech's own public IPO filing data for educational purposes and is not investment advice or a recommendation to apply, subscribe to, or avoid this issue — see Broker Recommendations below for named third-party research views (clearly attributed, not TopFund's own). TopFund is not a SEBI-registered investment adviser — see our Disclaimer.

Frequently Asked Questions

What is Justo Realfintech IPO GMP today?

Justo Realfintech IPO GMP today is +₹4.0 (3.15%), indicating an estimated listing price of ₹131. GMP is an unofficial grey-market indicator and can change daily.

What is the price band of Justo Realfintech IPO?

The price band of Justo Realfintech IPO is ₹120.0–₹127.0 per share.

When does Justo Realfintech IPO open and close?

Justo Realfintech IPO opens on 24 September 2025 and closes on 26 September 2025.

When does Justo Realfintech IPO list on the stock exchange?

Justo Realfintech IPO listed on 01 October 2025 at ₹131.0.

What is the lot size for Justo Realfintech IPO?

The lot size for Justo Realfintech IPO is 1000 shares, requiring a minimum investment of ₹254,000 (2 lots).

What is the price band for the Justo Realfintech IPO?

The price band for the Justo Realfintech IPO is ₹120.0 to ₹127.0.

What is the minimum investment required?

The minimum investment required for the Justo Realfintech IPO is ₹254,000.

What is the lot size for this IPO?

The lot size for the Justo Realfintech IPO is 1000 shares.

When will the shares be listed?

The shares of Justo Realfintech are expected to be listed on October 1, 2025.

What does GMP mean?

GMP stands for Grey Market Premium, which indicates the expected price difference between the issue price and the anticipated listing price.

Issue Details

Issue Type SME Book Built
Issue Size ₹63.0 Cr
Price Band ₹120.0 – ₹127.0
Issue Price ₹127.0
Lot Size 1,000 shares
Min Investment ₹254,000 (2 lots minimum)
Exchange BSE SME
Sector Real Estate related services
Open Date 24 Sep 2025
Close Date 26 Sep 2025
Allotment 29 Sep 2025
Listing Date 01 Oct 2025

Investor Allocation

QIB (Institutional) 50%
NII / HNI 15%
Retail (RII) 35%

Registrar

Purva Sharegistry (India) Pvt.Ltd.

Lead Managers / Book Running

Vivro Financial Services Pvt.Ltd.

IPO Timeline

Open

24 Sep 2025

Close

26 Sep 2025

Allotment

29 Sep 2025

Listing

01 Oct 2025

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